Monthly Archives: November 2015

Rent vs. Buy: Either Way You’re Paying a Mortgage


There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage – … Continue reading

Posted in Affordability, Home Buyer, NW Tucson, Oro Valley, Personal Wealth, Property Rights, Wealth Building | Leave a comment

When is a Short Market Time Not in the Seller’s Best Interest?


From time to time we see an oddity that doesn’t seem to make sense, here is one that sellers should be aware of. You’ve listed your home and within hours your agent presents an offer.  You are delighted to see … Continue reading

Posted in Agent, Consumer Experience, Home Seller | Tagged , | Leave a comment

What FICO Score Do You Need to Buy a Home?


In a recent article by the Wharton School of Business at the University of Pennsylvania, it was revealed that some Millennials are not looking to purchase a home simply because they don’t believe they can qualify for a mortgage. The article … Continue reading

Posted in Affordability, Home Buyer, Wealth Building | Leave a comment

Equity Matters A LOT… Just Ask Freddie Mac


There are many reasons, both financial and non-financial, that homeownership remains an important part of the American Dream. One of the biggest reasons is the fact that it helps build family wealth. Recently, Freddie Mac wrote about the power of … Continue reading

Posted in Affordability, Home Buyer, Housing Market, Investment, Life Experiences, Personal Wealth, Quality of Life, Wealth Building | Leave a comment

Desire to Own a Home Clear and Convincing


Some Highlights:  24% of all recent home buyers were single at the time of purchase 47% of single men cite the desire to own a home of their own as the primary reason to buy 18% of first-time buyers were single … Continue reading

Posted in Home Seller, Housing Market, Quality of Life, Selling your home | Leave a comment

How to Get the Most Money from the Sale of Your House


Every homeowner wants to make sure they maximize the financial reward when selling their home. But, how do you guarantee that you receive maximum value for your house? Here are two keys to insuring you get the highest price possible. … Continue reading

Posted in Uncategorized | Leave a comment

Why You Should Sell Now, Before Winter Hits


People across the country are beginning to think about what their life will look like next year. It happens every Fall. We ponder whether we should relocate to a different part of the country to find better year-round weather or … Continue reading

Posted in Fine Homes, Home Seller, Housing Market, NW Tucson, Oro Valley, Selling your home | Leave a comment

We’re From the Government and We’re Here To Help


“We’re from the government and we’re here to help”, nine words that strike fear into the hearts and minds of every American at least once in their lifetime. You’ve heard the term, “buyer beware”, but here’s a new one for … Continue reading

Posted in FHA Regulation, Home Seller, Housing Market, Mortgage Restrictions, Regulatory Burden, Seller Beware | Leave a comment

The Importance of Home Equity to a Family


There has been much written about how dramatically home values have increased over the last several years. With the increase in values, comes an increase in the equity each home owning family now has. The Joint Center of Housing Studies … Continue reading

Posted in Home Buyer, Home Seller, Housing Market, NW Tucson, Oro Valley, Tucson | Leave a comment

Whoa, that looks an awfully lot like snow? It’s time to move!


The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater the payment will be. That is why it is important to look at where rates are headed … Continue reading

Posted in Uncategorized | Leave a comment