Monthly Archives: December 2015

It’s Alive! The American Dream of Home Ownership

In a recent post, Trulia examined whether homeownership was again being seen by adults in the US as a “part of their personal American Dream.” Over the last five years: The percentage of U.S. adults who believe homeownership is part of … Continue reading

Posted in Affordability, Family Wealth, Housing Market, Personal Wealth, Property Rights, Quality of Life | Leave a comment

Selling Your Home? Get Ready to Negotiate!

Now that the market has showed signs of recovery, some sellers may be tempted to try and sell their home on their own (FSBO) without using the services of a real estate professional. Real estate agents are trained and experienced … Continue reading

Posted in Home Seller, Housing Market, Negotiating the Home Sale | Leave a comment

Don’t Let Rising Rents Trap You!

There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage. Don’t Become Trapped Jonathan Smoke, Chief Economist at … Continue reading

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NAR’s Latest Existing Home Sales Report Summary

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2016 Changes: CFPB Announces Two Annual Threshold Adjustments

The Consumer Financial Protection Bureau (CFPB) recently issued two final rules regarding annual threshold adjustments under the implementing regulations for the Home Mortgage Disclosure Act and the Truth in Lending Act. Home Mortgage Disclosure Act The CFPB issued a final … Continue reading

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So Why Did Home Sale Drop Dramatically Last Month?

Yesterday, the National Association of Realtors (NAR) released their latest Existing Home Sales Report which covered sales in November. The report revealed that sales: “…fell 10.5 percent to a seasonally adjusted annual rate of 4.76 million in November (lowest since … Continue reading

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Have A Plan: Building Family Wealth Over The Next 5 Years

As the economy continues to improve, more and more Americans are seeing their personal financial situations also improving. Instead of just getting by, many are now beginning to save and find other ways to build their net worth. One way … Continue reading

Posted in Family Wealth, Housing Market, NW Tucson, Oro Valley | Leave a comment

Where Are Home Prices Headed Over The Next 5 Years?

Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey. Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts and investment & … Continue reading

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Q: How Can I Finance Work Needed for Home Repairs?

A: According to the Millennial Housing Commission created by Congress, few lenders are willing to administer home improvement loans. Most prefer to make home equity loans or unsecured consumer loans because they are easier to manage.  Home improvement loans usually … Continue reading

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Do You Know The Difference Between Cost & Price?

As a seller, you will be most concerned about ‘short term price’ – where home values are headed over the next six months. As a buyer, you must be concerned not about price but instead about the ‘long term cost’ … Continue reading

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