Category Archives: Affordability

New Regulations Protect Students and Taxpayers from Predatory Institutions


The Department of Education recently proposed regulations to further protect student borrowers and taxpayers against predatory practices by postsecondary institutions. The regulations clarify, simplify, and strengthen existing regulations that grant students loan forgiveness if they were defrauded or deceived by an institution. The proposed … Continue reading

Posted in Affordability, Fine Homes, Housing Market, Predatory, Regulation, Regulations, students | Leave a comment

Consumer Spending Jumps the Most in Nearly Seven Years


By Jim Puzzanghera (TNS)—Consumers pulled their wallets out of winter hibernation in April, increasing their spending at the fastest pace in nearly seven years in a sign that the economy is growing solidly again this spring. Personal consumption expenditures grew … Continue reading

Posted in Affordability, Consumer Experience, Home Buyer, Home Seller, Housing Market | Leave a comment

Where Are Interest Rate Headed?


With interest rates still below 4%, many buyers may be on the fence as to whether to act now and purchase a new home, or wait until next year. If you look at what the four major reporting agencies are … Continue reading

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What Does It Take To Buy Your First Home?


There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a … Continue reading

Posted in 1st time homebuyer, Affordability, Home Buyer, Mortgage interest rates, Mortgage Restrictions, Negotiating the Home Sale | Leave a comment

It’s Alive! The American Dream of Home Ownership


In a recent post, Trulia examined whether homeownership was again being seen by adults in the US as a “part of their personal American Dream.” Over the last five years: The percentage of U.S. adults who believe homeownership is part of … Continue reading

Posted in Affordability, Family Wealth, Housing Market, Personal Wealth, Property Rights, Quality of Life | Leave a comment

Where Are Home Prices Headed Over The Next 5 Years?


Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey. Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts and investment & … Continue reading

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Do You Know The Difference Between Cost & Price?


As a seller, you will be most concerned about ‘short term price’ – where home values are headed over the next six months. As a buyer, you must be concerned not about price but instead about the ‘long term cost’ … Continue reading

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