Category Archives: FHA Regulation

How Long Does It Take To Save A Down Payment?


In a recent study conducted by Builder.com, researchers determined that nationwide it would take “nearly eight years” for a first-time buyer to save enough for a down payment on their dream home. Depending on where you live, median rents, incomes … Continue reading

Posted in Affordability, FHA Regulation, Home Buyer | Tagged | Leave a comment

What You Really Need To Qualify For A Mortgage


A recent survey by Ipsos found that the American public is still somewhat confused about what is actually necessary to qualify for a home mortgage loan in today’s housing market. The study pointed out two major misconceptions that we want … Continue reading

Posted in Affordability, FHA Regulation, Mortgage Deduction, Mortgage interest rates, Mortgage Restrictions | Leave a comment

We’re From the Government and We’re Here To Help


“We’re from the government and we’re here to help”, nine words that strike fear into the hearts and minds of every American at least once in their lifetime. You’ve heard the term, “buyer beware”, but here’s a new one for … Continue reading

Posted in FHA Regulation, Home Seller, Housing Market, Mortgage Restrictions, Regulatory Burden, Seller Beware | Leave a comment