Category Archives: Mortgage Restrictions

What Does It Take To Buy Your First Home?


There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a … Continue reading

Posted in 1st time homebuyer, Affordability, Home Buyer, Mortgage interest rates, Mortgage Restrictions, Negotiating the Home Sale | Leave a comment

Say What? You Will Need To Sell Your Home Twice?


A recent post on “The Home Story”, a site published by Fannie Mae, explained the difference between the price a seller may get for their home and the value an appraiser might assign the property. The Sales Price Of course, … Continue reading

Posted in Agent, Home Seller, Housing Market, Mortgage Restrictions | Tagged , | Leave a comment

Home Prices: Past, Present & Future


CoreLogic released their most current Home Price Index last week. In the report, they revealed home appreciation in three categories: percentage appreciation over the last year, over the last month and projected over the next twelve months. Here are state … Continue reading

Posted in Affordability, Investment, Mortgage interest rates, Mortgage Restrictions | Leave a comment

What You Really Need To Qualify For A Mortgage


A recent survey by Ipsos found that the American public is still somewhat confused about what is actually necessary to qualify for a home mortgage loan in today’s housing market. The study pointed out two major misconceptions that we want … Continue reading

Posted in Affordability, FHA Regulation, Mortgage Deduction, Mortgage interest rates, Mortgage Restrictions | Leave a comment

How Much Difference Does Interest Rate Make?


Some Highlights: Interest rates have come a long way in the last 30 years. The interest rate you secure directly impacts your monthly payment and the amount of house that you can afford. Experts predict that rates will increase by … Continue reading

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We’re From the Government and We’re Here To Help


“We’re from the government and we’re here to help”, nine words that strike fear into the hearts and minds of every American at least once in their lifetime. You’ve heard the term, “buyer beware”, but here’s a new one for … Continue reading

Posted in FHA Regulation, Home Seller, Housing Market, Mortgage Restrictions, Regulatory Burden, Seller Beware | Leave a comment